Our Debt Free Pledge!

Some of you may know this about us already but we absolutely love Dave Ramsey! (He is a financial guru for those of you who don't know)  We have been listening to his radio show and reading his books for a couple of years.  Following his advice has gotten us to a financially stable place in our lives.  We are completely debt free except for our mortgage!  Following his steps we paid off student loans and a car and then bought our Durango with cash.

The reason I am telling you this is that we had a life changing event take place last night and we have to say it out loud to our family and friends so that we will be held accountable to stick to our decision.  So hold us accountable!! :)   We officially began our "Total Money Makeover" last night (Dave Ramsey book, look it up, it will change your life!)   We were already half way done with his steps but the big ones are left and thats what we have officially committed to.  We pledge to you all that we will pay our house off in 7 years from now and will be 100% debt free!!!  We will never borrow again and we can't wait for the freedom and peace this will bring!  This will involve hard work and sacrifice but we are willing to do it.  As Dave says "If you will live like no one else, later you can LIVE like no one else"!

Thanks for your support guys! Wow see, this was a good idea, there is no going back now!  If you want to know more about the process feel free to ask :)  The other steps we have left in his program include investing for retirement (no relying on the government for these Allens), saving for the babies missions and college, and building wealth so we can have fun with a peace filled mind and GIVE to others!

And yes we may very well be nerds but we wrote our goal on the inside cover of the book and signed it :)